Services

Savings Accounts

All savings accounts have the benefit of payroll deduction and Direct Deposit.  This eliminates the hassle of coming into the credit union plus the benefit of saving before receiving your payroll check. Minimum balance open an account and remain a member of the Credit Union is $5.00.


CHECKING ACCOUNT

  •  No Monthly Service Charge
  • Unlimited Check Writing
  • Overdraft Protection
  • Courtesy Pay Protection
  • VISA Check Card

VACATION ACCOUNT

YOUTH ACCOUNT

CHRISTMAS CLUB ACCOUNT

The Christmas Club Account can be opened anytime during the calendar year.  Christmas Club Funds are transferred to your Savings Account the first week of October each calendar year.  The account will remain open and ready to receive payroll deduction beginning on the next payroll after funds are transferred unless member requests that the account be closed.  If the member withdraws from this account, there is a $10.00 fee for each withdrawal.

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

 A member can deposit into an IRA Savings Account, with a minimum of $5.00.  IRAs are separately insured.

 LOANS

All loans have the benefit of payroll deduction and Direct Deposit.  This eliminates the hassle of writing checks and the cost of mailing when loan payment is due, The Credit Union offers many types of loans with LOW-interest rates.  Check with the Loan Department for details and current rates.  Some of the types of loans we offer are:

  • Automobile
  • Boat
  • Motor Home
  • Motorcycle
  • Tractor
  • Travel Trailer
  • ATVs – 4 Wheeler, Side by Side, Jet Ski, etc.
  • PERSONAL (such as Christmas, Vacation, Computer, Auto Repair, Tuition, School, etc.)

MORTGAGE LOANS

 Purchase or Refinance

  • Conventional
  • FHA
  • VA
  • 10, 15, 20, and 3- year fixed rate loans
  • ARM
  • Primary Property
  • Investment Property
  • Single-Family
  • Condo/Duplex

MASTERCARD CREDIT CARD

 We offer Platinum, Gold, and Classic MasterCards with:

  • Low-Interest Rates
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Travel Accident Insurance

 

With the Platinum MasterCard, you also get:

  •  Score Card Bonus Points
  • Concierge Services
  • And More

STAR by PHONE

Call STAR 225-389-8989, our 24-hour telephone audio response line to obtain information such as balances, checks cleared, and process transfers.

STAR ONLINE

Members can from the comfort of your home or office, transfer money between accounts, view account history and images of checks written, make loan payments, and much more.  We also have Bill Pay, e-Statements, and online loan application. Visit us at www.brcpefcu.org and click on Star Online. 

 

MOBILE BANKING 

Members with STAR Online can now use our Mobile Banking App.  Available on Apple or Android Phones and Tablets. Search the App Store for Baton Rouge City-Parish EFCU. 

ATM

 Baton Rouge City-Parish Employees’ FCU ATMs locations:

  •  City Hall/Governmental Building at 222 St. Louis Street – 1st Floor 
  • City Court at 223 St. Louis Street – 1st Floor
  • District Court at 300 North Street – 2nd Floor
  • BRPD Headquarters at 9000 Airline Highway – 1st floor 

There is NO CHARGE for members using their Baton Rouge City-Parish Employees’ FCU Visa Check Card and/or MasterCard Credit Card.   All other cards or non-members will be charged a fee.

We also have a network of surcharge-free ATMs.   For a complete list of locations, visit us online at www.brcpefcu.org

CO-OP SHARED BRANCH NETWORK

Access to your account is close by.  We have joined other Credit Unions nationwide in a cooperative effort to bring you a new choice in financial convenience . . . CO-OP Shared Branch Network.  With CO-OP, you can access your account at locations across Louisiana and at 1,000s of locations across the country.  No matter where you may be, your Credit Union will always be near.  In addition, you can access your other Credit Union accounts through us.  For a complete listing of locations (local & nationwide) or hours of operation, you can go online to our website at www.brcpefcu.org   or call 1-800-919-2872.  There is a $1.00 fee per transaction to use this service.